Texas Bicycle Accident Laws & Claims Guide

Texas sees over 2,000 bicycle accidents annually, with dozens of fatalities. The state's car-centric infrastructure and lax cycling laws make it crucial to understand your rights.

Texas Cycling Laws

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Transportation Code §551 Cyclists have the rights and duties of vehicle operators.

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Safe Passing Drivers must pass at a safe distance. Texas doesn't specify exact feet.

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Helmet Law None statewide. Some cities (Dallas, Houston, Austin) require helmets for minors.

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E-Bikes Legal on roads and bike paths. Some local restrictions apply.

Texas Fault Rules

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Modified Comparative Fault (51% Bar) You can recover if you're 50% or less at fault. At 51%+, you recover nothing.

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Statute of Limitations 2 years from date of accident.

Insurance Requirements

Texas requires:

• $30,000 bodily injury per person

• $60,000 bodily injury per accident

• $25,000 property damage

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Still often inadequate for serious injuries.

Most Dangerous Texas Cities for Cyclists

1. Houston 2. Dallas 3. Austin 4. San Antonio 5. Fort Worth

Texas Challenges

- Sprawling cities designed for cars

• High speed limits

• Limited bike infrastructure

• Hot weather creates visibility issues

• Distracted driving epidemic