Elderly Cyclist Accidents: Risks and Legal Considerations

Cyclists over 65 have the highest fatality rate per trip of any age group. Understanding the unique risks and legal considerations helps protect older riders.

Why Elderly Cyclists Face Greater Risks

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Physical Vulnerability

• Bones break more easily

• Longer recovery times

• Higher complication rates

• Greater fatality risk from same injuries

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Reaction Time

• Slower to avoid hazards

• Balance issues more common

• Vision and hearing changes

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Cycling Habits

• More likely to ride during daytime

• Often ride slower

• May be less familiar with current traffic patterns

Common Injuries

- Hip fractures (especially dangerous)

• Traumatic brain injury

• Spinal injuries

• Internal bleeding

Legal Considerations

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Higher Damages Severe injuries justify higher compensation. Insurance companies may dispute life expectancy, but serious injuries are compensable regardless of age.

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Pre-Existing Conditions Insurers blame pre-existing conditions. The "eggshell plaintiff" doctrine says you take victims as you find them.

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Lost Earnings Even retired individuals may have wage claims:

• Part-time work

• Consulting

• Delayed retirement

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Wrongful Death Elderly victims still have survivors with valid loss claims.